Eleos Capital
Unlocking Value Through Distressed Debt Investments
Eleos Capital is a private investment firm specializing in the acquisition, management, and resolution of non-performing loans (NPLs). We identify undervalued debt portfolios and transform distressed assets into performing investments through disciplined underwriting, strategic asset management, and borrower-focused resolution strategies.
“Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.”
Warren Buffett
Our partnered mortgage companies.
Who We Are
Transforming Non-Performing Loans into Performing Investments Through Strategic Asset Management.
Founded in 2026, Eleos Capital was established with a vision to become a trusted leader in distressed asset investing. Inspired by the ancient Greek word Eleos—meaning mercy, compassion, and goodwill—we believe successful investing can create value while preserving opportunities for borrowers and communities.
Eleni Noble Zarbalas
CEO and Partner
Shawn Smith
CFO and Partner
Vince Sirianni
COO and Partner
Our Framework for Acquiring and Transforming Distressed Assets
From Portfolio Evaluation to Value Creation: Our Strategic NPL Investment Methodology
Identify and Source High-Value Distressed Asset Opportunities
We source distressed assets through strategic relationships to identifying opportunities with strong underlying value and recovery potential.
Analyzing Assets Through Rigorous Due Diligence and Valuation
We analyze each asset through rigorous due diligence, evaluating loan performance, collateral value, borrower profiles, market conditions, and potential recovery outcomes before acquisition.
Executing Strategic Asset Management to Maximize Value and Deliver Investor Returns
We actively manage each asset through tailored workout, restructuring, and resolution strategies designed to maximize recoveries, enhance asset value, and deliver attractive risk-adjusted returns.
What We Invest In
Eleos Capital invests in high-value real estate assets and distressed debt opportunities, with a primary focus on acquiring non-performing loans.
Residential Non-Performing Mortgage Loans
Investing in residential non-performing mortgage loans to unlock hidden value through disciplined underwriting, strategic management, and thoughtful resolution.
Commercial Non-Performing Loans
Eleos Capital invests in commercial NPLs to acquire assets at strategic valuations, unlock hidden value, and generate attractive risk-adjusted returns through active asset management.
Sub-Performing and Re-Performing Loan Portfolios
Investments in loan portfolios to capitalize on market inefficiencies, acquire assets below intrinsic value, and create long-term returns through strategic asset management and value recovery.
Powering the Future of Real Estate Investment
Eleos Capital’s proprietary technology platform empowers investors to seamlessly source, analyze, and bid on non-performing loans (NPLs) while providing secure access to purchase tokenized real estate and mortgage note investments through a transparent, blockchain-enabled marketplace.
Our secure marketplace provides accredited investors with a trusted platform to discover, evaluate, and purchase non-performing loans.
How it works
Tokenizing Real Estate Holdings: Unlocking Institutional-Grade Real Estate Access Through Secure and Fractional Ownership.
Latest News From Eleos
Stay informed with the latest announcements, investment insights, portfolio updates, and market developments from Eleos Capital.
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The State of First-Time Home Buyers in America: Challenges, Opportunities, and What Lies Ahead
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